In Blog: Factually Speaking, Economic Security, Housing

A version of this column originally appeared in The Alpena News.

Shelter is one of the most basic things that we as humans need to survive, and it should go without saying that we all deserve a decent, safe and affordable place to call home.

And yet, there are many people right here in Michigan and across our country who have been turned away from safe and affordable housing because of how they plan to pay their rent. Families with non-wage sources of income, such as Housing Choice Vouchers (HCVs) for example, often have a hard time finding landlords who will rent to them. And, to date, there is no statewide law in Michigan that prevents this type of discrimination from happening. 

So, what are HCVs and why are they important? The HCV program is the United States Department of Housing and Urban Development’s (HUD) largest rental assistance program and it allows income-eligible participants to choose housing in the private market and use a combination of their income and government assistance to pay their rent. 

HCVs are a proven tool in helping to fill the housing affordability gap caused by incomes that haven’t kept pace with rising rents and for tens of thousands of Michigan families with low incomes they have been a true lifeline in helping them to make ends meet and get back on their feet. In fact, according to HUD’s state data, HCVs helped nearly 65,000 income-eligible Michigan households–41% with children–afford a safe place to live in 2021. This includes families in every county in Michigan.

While HCVs offer enormous promise in helping to address Michigan’s affordable housing crisis and helping children to reach their full potential by growing up in healthier neighborhoods and safer homes, funding shortages, coupled with discrimination by landlords, have significantly limited their effectiveness. And because families that use HCVs are disproportionately Black as a direct result of our country’s long history of economic and housing discrimination, landlords who refuse vouchers, regardless of their motivations, are effectively perpetuating racial discrimination and contributing to a modern-day form of redlining that exposes families that are already struggling to the environmental risks found in unhealthy living situations. 

The good news is that the Michigan Senate recently passed legislation–Senate Bills 205, 206 and 207–that would make it illegal for a landlord with more than four rental units in Michigan, a property manager or any other entity to discriminate against anyone based on their legal income source, which would include not only HCVs, but also public retirement benefits, veteran benefits and other government assistance programs. 

This legislation would go a long way in protecting Michiganders from source-of-income discrimination, while also helping them to secure safe and affordable housing in neighborhoods of their choosing. It would also result in better outcomes for Michigan’s children, who need safe and healthy places to grow up so that they can stay in good health, do well in school and be successful later in life. In fact, according to data collected and analyzed as a part of the Moving to Opportunity experiment, children whose families use vouchers to move to well-resourced neighborhoods before reaching adolescence experience an increased college attendance rate, significant increases in total lifetime earnings and total lifetime taxes paid, and increased economic security among subsequent generations, as compared to their peers who remain in public housing. 

As a co-leader of the Coalition for Expanding Housing Access and a long-time advocate for equal access to housing opportunities, the Michigan League for Public Policy applauds the Senate for its passage of Senate Bills 205, 206 and 207, and we encourage other agencies and individuals to join us and our 120 partners from across the state in urging the House to follow the Senate’s lead. For the sake of our state’s children and families, it’s time for Michigan to join the growing number of states in our country that have already made statewide source-of-income protections a reality.